Explore Smart CombosA holistic approach which combines investment management and financial planning.
Multi Asset Allocation Combos
The strategy involves spreading your money among various asset classes in the hope that if one asset class loses value, the other asset class will more than make up for those losses. Each asset class has different level of risk and return, which makes each of them behave differently over time depending on the prevailing market condition. Also, within equities there are many periods when developed markets have outperformed / underperformed developing markets.
The purpose of implementing an asset allocation strategy is to balance the payoff between risk and reward & provide optimal returns by diversifying the portfolio across asset classes domestically and globally.
"Don't put all your eggs in one basket."
is what diversification means.
We all have dreams & there will never be a perfect time to pursue our dreams unless we act on it. Setting goals is the first step in turning the invisible into the visible. A goal broken down into steps becomes a plan. A plan backed by action makes our dreams come true.
Need of Goal Based Investing:
- Don’t fall short on savings
- Risk Reduction through Asset Allocation
- Investment Selection based on Time Horizon
- Investment Horizon helps to maintain the discipline